Founded by Liran Amrany and Jeff Hu in 2014 in New York, Debitize is a personal finance tool that is focused on responsible credit card usage. The app links up with your credit card and sets aside funds for each purchase made on the card from your checking account and then pays your bill on a weekly basis. You’ll never have to worry about a recurring balance and the onerous and debilitating interest that’s tacked on each month while still earning all the beneifts of rewards associated with credit cards. The company’s premium feature Credit Optimizer allow you to pay your debt down often, keeping your credit utilization, which is a determinant of credit score, to a minimum. In short, the company offers the flexibility of a credit card combined with the responsible spending of a debit card.