Life insurance policies typically take six months to close, but Modern Life just raised $20M to change that timeline to minutes. Led by Thrive Capital with participation from New York Life Ventures and Northwestern Mutual Future Ventures, this round backs an AI-powered platform that’s solving what 500,000 financial advisors face daily: navigating dozens of carriers, complex underwriting, and fragmented legacy tools that make serving clients unnecessarily difficult. Find out how they’re consolidating 10+ tools into one platform and delivering decisions four times faster than traditional methods.