While 42% of American workers have zero access to workplace retirement plans, one NYC fintech has quietly become the infrastructure layer powering state-mandated savings programs nationwide. Vestwell just raised $385M at double its previous valuation—now serving 2M+ savers and administering $50B in assets while expanding into emergency savings, education accounts, and AI-powered financial guidance. With 17 states already running auto-IRA programs and more legislation pending, find out why leading investors are betting on the platform connecting payroll systems, government programs, and financial advisors to solve America’s retirement crisis.