Jacksonville-based Finxact is innovating the first enterprise class public cloud/private data Core-as-a-Service platform with a completely open banking API. Founded by Dan McKinney, Debbie Kovacs, Dylan Phillips, Frank Sanchez, Jim Joyce, and Mike Sanchez in 1990, Finxact is backed by investors that include Accenture, Live Oak Ventures, LLC, LiveOak Venture Partners, SunTrust Bank, and Woodforest National Bank.