Nova Credit is the premier cross-border credit reporting agency. The lack of a domestic credit history keeps millions of immigrants in North America from realizing their dreams. Award-winning fintech Nova Credit helps newcomers and other global citizens apply for financial services using their international credit history from countries including Australia, Brazil, Canada, India, Mexico, South Korea, and the UK. Nova Credit translates international credit data into a U.S.-equivalent score and a report in a format familiar to American underwriters, who can use it to evaluate their applications for credit products. Founded by immigrants, the firm has a diverse team from around the globe who are creating a world beyond borders to help newcomers arrive and thrive. Founded by Loek Janssen, Misha Esipov, and Nicky Goulimis in 2016, Nova Credit is backed by investors that include Y Combinator, General Catalyst, Index Ventures, First Round Capital, and Alex Rodriguez and is headquartered in San Francisco.